OnlyFans Earnings Calculator
OnlyFans income is not a single number — it is a stack of recurring subscriptions, pay-per-view messages, and custom-content requests, all sliced by the platform's 20% cut before taxes touch it. Most earnings calculators show only the subscription line and quietly ignore that PPV often earns more than the base price, or that a 15% monthly churn means you are running on a treadmill. This tool models all three revenue streams, strips out the platform fee, and shows what actually lands in your pocket after taxes — so you can price, post, and plan realistically.
Your Creator Numbers
How OnlyFans Pays Creators
OnlyFans takes a flat 20% of everything — subscriptions, tips, PPV messages, and custom-content sales — and remits 80% to the creator. There is no separate processing fee deducted on top for standard accounts. So the gross-to-creator math is simply:
Net = (Subscribers × Price + PPV + Custom) × 0.80 − Taxes
The 20% cut is the easy part. The hard part is that subscriptions are recurring but revocable — every month your base can shrink, and PPV revenue only exists if you consistently produce content your fans want to pay extra for.
Subscriptions vs PPV: Where the Money Actually Is
Beginners fixate on the subscription price, but mature creators know PPV messages and custom requests frequently out-earn the base subscription from the same audience. The common architecture is a modest subscription (to lower the barrier and capture rebills) layered with:
- PPV bundles — exclusive photosets, videos, or "experiences" priced per message.
- Custom content — personalized requests at a premium.
- Tips & live streams — real-time monetization with direct engagement.
This calculator separates the three so you can see which lever moves your number most.
Churn: The Treadmill Nobody Mentions
OnlyFans income is recursive. At a 15% monthly churn, you must replace 15% of your paying base every single month just to stay flat — before any growth. Retention tactics (consistent posting cadence, rebill-friendly pricing, genuine engagement, expired-content urgency) often outperform acquisition spending for stable income. When entering subscriber count, use your actively paying, renewing base, not total follower count or profile visitors.
Worked Example: 500 Subs at $9.99
Subscriptions: 500 × $9.99 = $4,995. PPV/tips: 500 × $8 = $4,000. Custom: $600. Gross = $9,595. After OnlyFans' 20% = $7,676. After ~25% tax ≈ $5,757/month net, or about $69,000/year. That is a solid mid-tier result — but it assumes $8/sub in PPV and $600 in custom every month, which requires daily content and active DMing most newcomers do not sustain. The calculator's job is to show the gap between a pricing plan and the consistency required to hit it.
Frequently Asked Questions
How much does OnlyFans take?
OnlyFans keeps 20% of all earnings and pays 80% to creators; no separate processing fee for standard accounts. $10,000 gross → ~$8,000 before tax.
What is a realistic income?
Highly skewed — the top 1% earn most payouts. A mid-tier creator with a few hundred paying subs plus consistent PPV/custom might net $1,500–$5,000/month, but it demands daily posting and marketing.
Do I pay taxes?
Yes — reported as self-employment income (Schedule C) with income + SE tax. Set aside ~20–30% of net and track expenses (equipment, ads).
What earns more, subs or PPV?
For most, PPV and custom earn as much or more than the base sub from the same audience. Low sub price + layered PPV is the common high-revenue pattern.
How does churn affect earnings?
Subscriptions renew monthly; 15% churn means replacing 15% of your base monthly just to stay flat. Retention often matters more than acquisition.